Your business is your livelihood & we’ll work with you like a hotel concierge to get you what you need to keep it safe.
Commercial Insurance
General Liability
General Liability Insurance helps cover the costs of liability claims made against your business for third party personal injury, third party property damage, and advertising injury. General Liability typically covers costs related to property damage claims made against your business.
Commercial Property
Protects your company’s physical assets from fire, explosions, burst pipes, storms, theft, and vandalism. Earthquakes and floods typically aren’t covered by commercial property insurance, unless those perils are added to the policy.
Workers Compensation
Workers compensation coverage is a state-mandated insurance program that covers lost wages, medical treatment, and death resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work.
Builder’s Risk
Coverage that protects a person’s or organization’s insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause.
Grow it.
Insurance that can help pay to repair physical damage to the vehicle you drive for business if it’s damaged by theft, weather events, or collisions. It can also pay for lawsuit costs associated with accidents, such as medical expenses and legal fees.
Cyber Insurance
Generally covers your business’ liability for a data breach involving sensitive customer information, such as Social Security numbers, credit card numbers, account numbers, driver’s license numbers, and health records.
Group Health Insurance
Coverage that is a type of health policy that is purchased by an employer and is offered to eligible employees of the company, and to eligible family members of employees. With group health insurance, the employer selects the plan (or plans) to offer to employees.
Professional Liability
More commonly known as errors & omissions (E&O) in the US, is a form of liability insurance which helps protect professional advice- and service-providing individuals and companies from bearing the full cost of defending.
Bonds
Bonds are long-term lending agreements between a borrower and a lender. It describes the key terms of the bond issuance, such as maturity date and interest rate. Surety bonds are a form of insurance to the obligee, as they are the beneficiary that can file a claim if the bond’s promise is not met. It is a form of a credit to the principal, as claims must be re-paid by the principal to the surety.
Umbrella Liability
Umbrella liability insurance provides an extra layer of protection against bodily injury and/or property damage. Essentially, it picks up where your business auto liability, general liability or other liability coverage stops.