Personal Insurance Lines

Builder’s Risk

Builder’s Risk Insurance protects a person’s or organization’s insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause.

Vacant Home

If you leave your home unattended for weeks at a time, your homeowners’ policy likely won’t provide coverage in the event of a claim during the time it is unoccupied or vacant. As a result, any damages or losses that occur would have to be paid out of pocket. For these times, Vacant Home Insurance products offer coverage for claims that would otherwise go unpaid.

Manufactured Home

Manufactured Home Insurance provides coverage for your home, your personal belongings, and structures on the land you own for things like: fire, windstorm, falling objects, lightening, explosions, and visitor injuries

Mobile Home

Mobile Home Insurance, also known as manufactured home insurance, is much like a standard homeowners insurance policy in the sense that it provides financial protection in the event that your mobile home is damaged.

Auto Insurance

Auto Insurance provides property, liability and medical coverage. We offer a wide range of quality insurance companies at an affordable price for all your auto and car insurance needs. Other optional car insurance coverages or special coverages include towing, rental car reimbursement and roadside assistance.

Boat & Watercraft

Boat & Watercraft Insurance includes comprehensive, liability and coverage options at affordable rates, so you can customize the protection you need for your boat and your passengers on the road and on the water.

Condo Insurance

If you own a condo, the building’s master policy may not be enough to cover your space or personal belongings in the event of theft, natural disasters and other types of covered damage. Condo Insurance provides protection for your things and the parts of your condo that are your responsibility.

Collector Car

Collector Car Insurance provides many of the same coverages as a regular auto insurance policy. A Collector Car policy can provide liability coverages, uninsured and underinsured motorist coverage, and medical coverages like personal injury protection or medical payments coverage. You can also purchase towing and roadside assistance reimbursement.

Travel Insurance

Unexpected incidents can turn your vacation adventures upside down. Accidents, illnesses, injuries, cancelled flights, lost luggage and bad weather can derail even the most carefully laid out travel plan. Travel Insurance plan will include many "coverages" to protect you and your investment if anything should happen to affect your travel plans.

Earthquake Insurance

Most homeowners policies don’t cover Earthquake Insurance, which saves you from what could be thousands of dollars in damage. Earthquake Insurance may cover personally property damaged by an earthquake, home coverage to damages on your home, living expenses if your home is considered unlivable, and more.

Flood Insurance

Most flood losses are not covered by your standard Home Insurance policy. Available to homeowners, condo owners, landlords, business owners and renters, Flood Insurance may cover: furniture, clothing and other belongings, certain cleanup expenses, damages to your heating and cooling system, and repair or replacement of flooring.

Motorcycle Insurance

Motorcycle Insurance coverage benefits you, your bike, and others on the road. Whether you have a sport bike, cruiser, moped, touring bike, or standard ride, we can help get you covered.

Homeowners Insurance

Homeowners Insurance is a form of property insurance that covers losses and damages to an individual's residence, along with furnishings and other assets in the home. Homeowners Insurance also provides liability coverage against accidents in the home or on the property.

Personal Umbrella

Umbrella Insurance is there to safeguard you when you are liable for something significant. Much like an umbrella, it can fill in other coverage caps that you have in your current policies. Umbrella Insurance can aid the payment and claim process by taking care of costs when all other protection is depleted.

Renters Insurance

A common mistake that renter’s make is assuming their landlord’s insurance policy will cover them should a disaster strike. Protect your personal belongings and gain peace of mind with Renters Insurance.

Individual Annuities

An annuity can provide a steady stream of income for life, shifting the burden of managing savings from you to your life insurance company. An annuity is the only individual financial product that offers a guarantee of lifetime income.

Individual Life

Individual Life Insurance is a policy that is paid by one person and covers a single person. This insurance is intended to meet the financial needs of a surviving spouse or family members in the event of the insured's death.

Recreational Vehicle

In most states, you must carry liability insurance if you're driving an RV on the road. The state minimum requirements are usually the same as a car. Make sure you have the right Recreational Vehicle Insurance policy for your next trip, whether it's an RV, camper, motor home, or travel trailer.

Pet Insurance

Pet Insurance allows you to provide your beloved companion with affordable coverage for accidents and illness, plus optional wellness care.

Weddings & Events

Wedding insurance can help cover those incidents that may occur during your event including accidents, damage or loss.